How much money will I have in retirement?
How much will I be able to spend each month?
How can I produce income for as long as I need it?
"True Link's planning tool changed the way I think about my retirement. I feel like I've been freed of the daily worry about how much I should plan to spend as a retiree."
"True Link's online retirement tool and sophisticated longevity models are a huge improvement on my homemade spreadsheet. I used to stress about running out of money but now but now I have a plan designed to support me until I'm 105."
Your spending needs result in separate investment allocations for money needed during different years of your life.
We use annuities as an insurance vehicle when it makes sense for you, providing lifetime income at a low cost.
We employ modern strategies such as low- cost ETFs to help keep costs low and avoid risk beyond what is inherent in the market.
Planning to hold
bonds to maturity
can help avoid unnecessary principal loss in a changing interest rate climate.
We account for health and demographic factors, as well as spending needs, because each person has a unique profile.