Blog archive

Federal Interest Rate Hikes - My Two Cents
Published by:
George Guererro
On:
March 6, 2017
"With the Federal Reserve widely expected to hike interest rates in March for the first of what could be four hikes this year, financial advisers will finally have some good news for their retired clients."
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Nearing Retirement? Here’s how a Trump Presidency could Impact your Investments (Part 1 of 2)
Published by:
Kai Stinchcombe
On:
February 7, 2017
Presidents have the power to move financial markets. So, it’s no surprise that the latest election has many Americans wondering whether their own stock portfolio needs adjusting. This is particularly true for those who will soon be (or already are) relying on their investments to support them in retirement. In this three-part article, we’ll cover how the Trump presidency could impact the stock market and what retirees can do to prepare.
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Trump Orders Review of Fiduciary Rule - My Two Cents
Published by:
George Guererro
On:
February 7, 2017
A provision to delay implementation of the original rule until October of this year was included in a preliminary version of the Executive Order, but was ultimately removed for unclear reasons. Commentary from White House officials, and the President himself, however, suggests that diminishing or removing the regulation is the ultimate objective.
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Nearing Retirement? Here’s how a Trump Presidency could Impact your Investments (Part 2 of 2)
Published by:
Kai Stinchcombe
On:
February 14, 2017
So far, we've said that a well-designed portfolio shouldn't need more than minor adjustments based on the latest election. But what exactly does that mean? In particular, how would you know if your portfolio is not well-designed for this type of event – and therefore does need to be adjusted?
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Why one Financial Executive left Wall Street for Silicon Valley
Published by:
Arden Elizabeth
On:
February 6, 2017
George Guerrero has spent his entire career – more than 20 years – working in financial services at some of the top firms in the industry. Moving his way up the corporate ladder of Wall Street, George earned a reputation as a smart, strategic thinker, always focused on the client’s best interests. But success in the investment arena wasn’t always George’s sole focus.
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The Impacts of the DOL Fiduciary Rule & How Advisors Can Adapt
Published by:
George Guererro
On:
January 12, 2017
On April 6, 2016, The US Department of Labor released its much debated “Conflict of Interest Rule”, broadening the definition of “investment advice fiduciary” under the Employee Retirement Income Security Act of 1974 (ERISA) thus transforming the landscape for retirement investment advice for years to come.
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Retiree Wish List: 9 Gifts that Mom & Dad Actually Want
Published by:
Arden Elizabeth
On:
December 20, 2016
With the holiday season in full swing, many of us are scrambling to find the perfect gift for everyone on our list. And in many cases, it is the adults – especially retirees like our parents – that can be the hardest to buy for. But have no fear, help is here! With gift ideas from affordable to splurge-worthy, here’s what we’re betting your loved ones are hoping for this year.
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What’s Unique About Our Methodology?
Published by:
Kai Stinchcombe
On:
December 12, 2016
We combine the best of traditional approaches with a unique focus on the needs of retired adults. Here’s a bit more about our methodology…
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True Link's Guide to Annuities
Published by:
Kai Stinchcombe
On:
November 22, 2016
Here’s the low down on annuities – what kinds there are, their pros and cons, and how to make an informed choice, whether or not you hire True Link as your financial advisor. What is an annuity? There are many different types of annuities, but what they all have in common is: in return for some amount of money upfront, an insurance company promises to pay you a certain amount of income in the future.
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True Link Financial Advisors to Provide Wealth Management for Jewish Los Angeles Special Needs Trust
Published by:
Jeremiah Wrigley
On:
August 19, 2016
True Link is excited to announce that True Link Financial Advisors, the company's wealth management division offering a diverse suite of investment and capital planning solutions, has been selected to provide investment management for the Jewish Los Angeles Special Needs Trust. Trust beneficiaries will benefit from a world-class investment team that focuses on serving individuals with disabilities.
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True Link Financial Announces New Partnership with Lyft
Published by:
Jeremiah Wrigley
On:
August 19, 2016
True Link Financial, a nationwide financial services company that supports the independence and financial well-being of seniors and adults with disabilities, and Lyft, a ridesharing company that matches people with local drivers at the tap of a button, have announced a partnership to benefit older adults.
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Important Tax Tips for Family Caregivers
Published by:
Claire McDonnell
On:
June 16, 2016
With April around the corner, you may have taxes on the brain – but because Emancipation Day falls on the 15th this year,everyone gets a few extra days to submit their returns. For those of you acting as caregivers for your loved ones, you might have some tax questions about how this role impacts your returns, deductions
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First Steps to Take when Concerned about an Elderly Loved One
Published by:
Kai Stinchcombe
On:
June 16, 2016
The holidays often reveal signs that aging parents need some extra help as children who live far from their families return home for a visit. That’s why we wanted to spread the word with our recent blog post about whatwarning signs could indicate a relative’s finances may be in danger. If you noticed any of these behaviors
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5 Warning Signs You Shouldn’t Ignore That Put Mom In Financial Danger
Published by:
Kai Stinchcombe
On:
June 16, 2016
With the holidays nearly upon us, it is easy to be consumed with final details and prep for a successful family feast. How will the traffic be on the way to Grandma’s house? Where did I put Great-Aunt Linda’s pumpkin pie recipe? Does little Timmy hate pecans or walnuts? But if you’re one of the millions of Americans
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Survey shows Financial Tools can Better Support Adults with Disabilities
Published by:
Claire McDonnell
On:
June 17, 2016
Earlier this year, True Link Financial, in collaboration with the Autistic Self Advocacy Network andQuality Trust, created a survey for adults with intellectual and developmental disabilities on the topic of financial management. Our goal was to gather the perspectives of adults with disabilities in order to better understand the needs and challenges they face when dealing
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A Better Way for Special Needs Trusts to Disburse Funds and Protect Benefits Eligibility
Published by:
Arden Elizabeth
On:
June 17, 2016
Special needs trusts (SNTs) are an essential financial tool for individuals with disabilities and their families. They are put in place to enhance quality of life while protecting eligibility for Supplemental Security Income (SSI) and Medicaid benefits. But in order for an SNT to ensure this protection, it is critical that both the trustee and the
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How Diminished Independence can Impact the Health & Well-being of Older Adults
Published by:
Arden Elizabeth
On:
June 16, 2016
A growing portion of our country’s population – the eldest – is quietly suffering because of the independence they have lost. The side effects of limiting the freedom and dignity of seniors are serious, but are often left unconsidered when a loved ones safety on the road or in their own home is at stake. At True Link, we want to bring awareness
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The 3 Most Common Scams following Natural Disasters (and How to Avoid them!)
Published by:
Arden Elizabeth
On:
June 16, 2016
When tornados, floods, hurricanes and other natural disasters hit, the scammers are usually quick to follow. Waiting to target people when they’re most vulnerable, these con artists take advantage of people’s helplessness, trust, and generosity. If the worst case scenario happens in your community, make sure you’re on the lookout for these scams
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Understanding the Role of a Professional Guardian: Q&A with a True Link Customer
Published by:
Arden Elizabeth
On:
June 17, 2016
When seniors discuss their finances with someone else, they are more likely to take steps to protect themselves against financial abuse. This is great news for older adults with strong support networks, but seniors without close friends or relatives to provide financial guidance
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It Could Happen to You: How Michelle’s Mom became a Victim of Elder Financial Abuse
Published by:
Arden Elizabeth
On:
June 16, 2016
You see the headlines about terrible scams, you read the research about elder financial abuse, but still you hope that it won’t happen to someone you love. When Michelle’s mom Helen began showing signs of dementia, Michelle knew she needed to be wary of people taking advantage of her mom, so she started working to protect her finances
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True Link Card Featured by Fox News as Senior-Friendly Tech
Published by:
Arden Elizabeth
On:
June 16, 2016
This week, FoxNews.com released a list of technology seniors are using to stay better in touch with their families, make their lives easier, and stay safe. We’re thrilled to share that the True Link Card made this list of top five gadgets and is the only product featured that protects older adults from fraud, scams, and financial exploitation
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Forbes & Huffington Post Bring Light to Elder Financial Abuse Research from True Link
Published by:
Arden Elizabeth
On:
June 17, 2016
Last week, we released The True Link Report on Elder Financial Abuse 2015 that found seniors are losing $36.48 billion annually to fraud, scams, and financial exploitation. We hoped that sharing our research would get people talking about this silent epidemic and encourage families, older adults, politicians, and organizations to take action. So far, we’ve been thrilled by the response
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Tough Stuff: How to Take On Difficult Discussions with Aging Parents
Published by:
Kai Stinchcombe
On:
June 16, 2016
At True Link, we know that tough conversations between seniors and their adult children can be one of the greatest challenges of aging. But we also know thataddressing hard topics sooner rather than later can contribute to better, healthier, safer outcomes for everyone involved. We’ve written before about how to talk to your aging parents about their finances, but taking away the checkbook isn’t the only concern
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True Link Releases Latest Elder Financial Abuse Findings – Losses Discovered to Be Much Worse than Originally Thought
Published by:
Kai Stinchcombe
On:
June 16, 2016
When we founded True Link, we had a vision of helping millions of families protect their elderly loved ones from fraud and financial exploitation. We knew that elder financial abuse was a significant problem, and we wanted to provide seniors and those who care about them with the tools they needed to fight back. As we began offering products and services to our customers and their families, the stories we heard made it clear that elder financial abuse impacted more people and cost them more money than what was being reported in the news. The estimate of losses due to elder financial abuse that was most often cited – $2.9 billion – just didn’t fit with what we were experience on the ground. And while such a large number is already astonishing, we were certain that fraud must be a more prevalent – and costly – problem than anyone realized.
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How to Work with Siblings to Care for an Aging Parent
Published by:
Claire McDonnell
On:
June 16, 2016
Can’t we all just get along? If you’re having trouble working with siblings to care for an elderly parent, you may be asking yourself this question. Caring for an aging parent alone can be complex enough without having to arrive at medical, financial, and practical decisions as a team – especially if you struggle to agree on the simpler decisions
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Your Family Hired a Caregiver for your Aging Parent. Now what?
Published by:
Claire McDonnell
On:
June 17, 2016
You’ve heard the horror stories. An at-home caregiver requests a $100 check “just this once” everyday for months; mom suffers from dementia and doesn’t realize she’s signed dozens of these checks. Credit card offers frequently arrive in the mail for dad; the caregiver signs up for a few with dad’s information and uses them for personal purchases. And – in the case of my
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6 Retirement Community Alternatives for Seniors
Published by:
Arden Elizabeth
On:
June 16, 2016
Independent living community, retirement home, assisted living facility – whatever you call it, your aging parents may not be ready to give up their independence or their home for one of these arrangements. And while you want to respect their wishes, you may be worried about how their health or finances will fare without someone close by to lend a helping hand
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The Most Powerful 2014-in-review Video You’ll Watch this Year
Published by:
Arden Elizabeth
On:
June 16, 2016
Along with the holidays and the end of 2014, comes a multitude of year-in-review videos circulating the internet. If you view just one this season, the powerful montage below should be it. Watch until the end, and share with your friends – no spoilers!
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5 Ways To Stop Telemarketing Harassment of Mom and Dad
Published by:
Claire McDonnell
On:
June 17, 2016
It’s safe to say that very few of us enjoy receiving solicitations over the phone. In fact, according to a recent study published by the Federal Trade Commission (FTC),telemarketing calls are quickly becoming the largest consumer complaint in America. In addition
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What Mom And Dad Need To Know About The Grandparent Scam (And How To Prevent It)
Published by:
Arden Elizabeth
On:
June 17, 2016
It usually happens in the middle of the night or early hours of the morning. Your mom wakes up to the sound of the phone ringing and decides to answer it. On the other line is a person claiming to be her grandson or granddaughter. They say they’re in trouble
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Dementia and Credit Cards, Creating a plan of Attack
Published by:
Claire McDonnell
On:
June 16, 2016
When a parent or loved one gets diagnosed with Alzheimer’s or another type of Dementia, you know that there’s a series of hard conversations to be had. Among them are discussions about medical safety, home safety, conversations about driving safely, and financial safety and security. If you’re going to have multiple conversations, perhaps one of the most straightforward places to start is with their credit cards
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Giving the Gift of Independence to your Elderly Loved One
Published by:
Arden Elizabeth
On:
June 16, 2016
When you become concerned about an elderly loved one, it’s easy to overreact or jump to extreme measures in order to keep them safe. But doing so is often unnecessary at early stages and many aggressive care solutions can destroy their independence and – as a result – their self-esteem, happiness, and overall well-being.
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Telemarketing And Phone Scams
Published by:
Claire McDonnell
On:
June 17, 2016
Telemarketing is big business for scammers. The Department of Justice tags the losses from telemarketing scammers at $40 billion dollars a year. One in six Americans is victimized, and a sizable majority is 50 or older. The broad categories of telemarketing fraud include identity theft; lottery and sweepstakes scams; the sale of undelivered or worthless goods; and investment and credit card fraud.
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