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Trust Investment and Management

Advisory & administration services for pooled & individual trusts

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Investment Services for Retirees

Financial advisory specializing in retirement income & stable returns

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  • Personalized Planning
    We craft a personalized investment plan and an investment mix uniquely designed for your life stage and situation.
  • Longevity Expertise
    Our plan uses a data-driven estimate of your longevity. We know your #1 priority is to never run out of money as long as you live.
  • 401(k)s, Pensions, Social Security, Long-Term Care, Medical Inflation…
    We have an expertise in things beyond investing. Just ask.
  • Stability & Consistency
    We know your number one goal is managing risk. Our plans are designed for stability and consistency.
  • No Hidden Fees or Commissions
    We are 100% transparent. We have one low fee to ensure that our motivation is aligned with the health of your savings.
  • Fiduciary Standard
    We are not brokers. We do not make commission. We act in your best interest. Period.

Introducing our Trust Management Software

Our integrated suite of services includes:

  • Trust & sub-accounting software

  • Disbursement fulfillment

  • Beneficiary portal

  • Paperless documentation

  • True Link Card Integration

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Carol H

Kansas City, Missouri

"It's a huge dignity issue. It's all about dignity and giving them a sense of freedom. You guys were a lifesaver. When I found you I was at my wit's end. If I could stand on a mountain top and yell about you I would.”

Five pillars of smart investing

Best practices combined in one effective approach.

Time-based allocations

Your spending needs result in separate investment allocations for money needed during different years of your life.

Investments and annuities

We use annuities as an insurance vehicle when it makes sense for you, providing lifetime income at a low cost.

Modern Portfolio Theory

We employ modern strategies such as low- cost ETFs to help keep costs low and avoid risk beyond what is inherent in the market.

Bond ladders to help avoid loss

Planning to hold bonds to maturity
can help avoid unnecessary principal loss in a changing interest rate climate.

Personalized to your needs

We account for health and demographic factors, as well as spending needs, because each person has a unique profile.

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Investment Services for Retirees

Read FAQs >How It Works >

The True Link Prepaid Card

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The True Link Card is a reloadable Visa card that protects clients, loved ones, and beneficiaries from financial vulnerability while providing independence and autonomy.

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“A big plus: You can also talk with one of True Link’s independent human financial advisers who don’t take commissions or sell proprietary products — albeit not face-to-face. These advisers work with customers over the phone or by email."

How does True Link compare to other investment options?

Dedicated financial advisor
Expertise in retirement considerations (401(k), long- term care)
Clear goal for stable monthly income
Personalized plans using sophisticated data analysis
One simple fee (and no commissions)
Traditional Financial Advisor1
Mutual Funds2
Annuities2
Robo-Advisors2
Robo-Advisors 2
Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized  plans using sophisticated data analysis
One simple fee (And no commissions)
Mutual Funds 1
Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized  plans using sophisticated data analysis
One simple fee (And no commissions)
Annuities * 1
Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized  plans using sophisticated data analysis
One simple fee (And no commissions)
Traditional Financial Advisor 2
Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized  plans using sophisticated data analysis
One simple fee (And no commissions)

At True Link, we use sophisticated financial data to deliver personalized investment plans. We combine what we feel are the best features of mutual funds, annuities, and financial advisors with the goal of stable income for your entire lifetime.

Contact us to speak with one of our advisors and find out more

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1Financial advisors typically take a more holistic approach to retirement since they have a fiduciary responsibility to each client.
2 Annuities here refers to deferred lifetime annuities. Annuities and mutual funds are types of investment products used to fund retirement plans.  Life insurance agents and mutual fund wholesalers or broker-dealers that sell these products do not usually offer complete retirement analysis. They typically sell the products they deem suitable for your need.