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Investment Services for Retirees

Financial advisory specializing in retirement income & stable returns

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We focus exclusively on financial needs for retirement

  • Personalized Planning
    Whether you are a pre-retiree, semi-retired, or retired, we craft a personalized investment plan and an investment mix uniquely designed for your stage and situation.
  • Longevity Experts
    Our plan uses a data-driven estimate of your longevity. We know your #1 priority is to never run out of money as long as you live.
  • 401(k)s, Pensions, Social Security, Long-Term Care, Medical Inflation…
    We have an expertise in all things retirement. Just ask.
  • Stability & Consistency
    Investing at age sixty or seventy is not investing at age thirty or forty. We know your goal is a stable  retirement income and a comfortable lifestyle.
  • No Hidden Fees or Commissions
    We are 100% transparent. We have one low fee to ensure that our motivation is aligned with the health of your retirement savings.
  • Fiduciary Standard
    We are not brokers. We do not make commission. We act in your best interest. Period.

Introducing our tool made exclusively for retirement investing

Try our free planning tool

  • How much money will I have in retirement?

  • How much will I be able to spend each month?

  • How can I produce income for as long as I need it?

Get Answers Now

Brian M.

West Palm Beach, Florida

"True Link's planning tool changed the way I think about my retirement. I feel like I've been freed of the daily worry about how much I should plan to spend as a retiree."

Carol H.

Kansas City, Missouri

"True Link's online retirement tool and sophisticated longevity models are a huge improvement on my homemade spreadsheet. I used to stress about running out of money but now but now I have a plan designed to support me until I'm 105."

Five pillars of smart investing

Best practices combined in one effective approach.

Time-based allocations

Your spending needs result in separate investment allocations for money needed during different years of your life.

Investments and annuities

We use annuities as an insurance vehicle when it makes sense for you, providing lifetime income at a low cost.

Modern Portfolio Theory

We employ modern strategies such as low- cost ETFs to help keep costs low and avoid risk beyond what is inherent in the market.

Bond ladders to help avoid loss

Planning to hold bonds to maturity
can help avoid unnecessary principal loss in a changing interest rate climate.

Personalized to your needs

We account for health and demographic factors, as well as spending needs, because each person has a unique profile.

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“A big plus for boomers: You can also talk with one of True Link’s independent human financial advisers who don’t take commissions or sell proprietary products — albeit not face-to-face. These advisers work with customers over the phone or by email."

How does True Link compare to other retirement investment options?

Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized plans using sophisticated data analysis
One simple fee (And no commissions)
1
Traditional Financial Advisor1
Mutual Funds2
Annuities2
Robo-Advisors2
2
Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized  plans using sophisticated data analysis
One simple fee (And no commissions)
Robo-Advisors 2
Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized  plans using sophisticated data analysis
One simple fee (And no commissions)
Mutual Funds 1
Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized  plans using sophisticated data analysis
One simple fee (And no commissions)
Annuities * 1
Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized  plans using sophisticated data analysis
One simple fee (And no commissions)
Traditional Financial Advisor 2
Dedicated financial advisor
Expertise in Retirement considerations (401k, long term care)
Clear goal for stable monthly income
Personalized  plans using sophisticated data analysis
One simple fee (And no commissions)

At True Link, we use sophisticated financial data to deliver personalized retirement investment plans. We combine what we feel are the best features of mutual funds, annuities, and financial advisors with the goal of stable retirement income for your entire lifetime.

Contact us to speak with one of our advisors and find out more.

Contact us
1Financial advisers typically take a more holistic approach to retirement since they have a fiduciary responsibility to each client.
2 Annuities here refers to deferred lifetime annuities. Annuities and mutual funds are types of investment products used to fund retirement plans.  Life insurance agents and mutual fund wholesalers or broker-dealers that sell these products do not usually offer complete retirement analysis. They typically sell the products they deem suitable for your need.
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Historical performance is not indicative of future results. Hypothetical performance (such as those illustrated in True Link's online tools) does not reflect the performance of actual accounts and is not intended to serve as a guarantee of future results. For more information, please refer to the Disclosures section of our website. True Link Financial Advisors is an investment adviser registered with the State of California.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed.