The all-in-one
financial solution for
Non-profit Trustees

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Spending management with True Link Visa® Prepaid Card

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Investment management* for Pooled Special Needs Trusts and other fiduciary vehicles

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Integrated disbursements, deposits, budgeting, and recordkeeping

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The virtual process improvement planning with True Link was such a success! I don’t think we could have asked for an outcome that more precisely met our intentions...Every one of these intentions were met by follow up from your team that is beyond expectations from what we thought could be accomplished when we decided to attempt this endeavor.

You folks are the best to work with! I've said it before and I'll keep repeating it until you prove me wrong - many (most) companies have some type of Support Team, but many (most) of those teams do not actually provide support. They should be called the non-support teams. But not so for True Link - your support team actually provides support.

Thank you all for the incredible support you offer to the pooled trust community. Your excellent services, generous support and technical guidance offered to our organization and field create a spirit of collaboration and teamwork that is greatly appreciated.

The experience has been stress free for clients. They really enjoy shopping on their own. Something as little as going to rite-aid or museums. Sometimes doing their shopping or going on these trips is their only sense of joy and they don't have to rely on a third party for checks or reimbursements.

I honestly never imagined a company like True Link, coming alongside the Pooled Trust Community. Your passion for what we do, your knowledge and professionalism is unparalleled in our industry. I know you all will continue to explore ways to serve our community better, and I feel so fortunate that our customers will benefit from your passion, knowledge, and creativity.

Many of the nation’s leading nonprofit trustees rely on
True Link to support their +15,000 beneficiaries

How it works

The True Link Visa® Card


Order Visa cards for your clients
Get set up in minutes! The Visa cards can be used everywhere Visa debit cards are accepted.


Set where the Visa card does and doesn't work
True Link's spending rules help you empower your clients to live independently.
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Fund from existing accounts, including
Special Needs Trusts
True Link makes it easy to connect an existing bank account and supports both recurring and one-time transfers.
preview of True Link handling existing bank accounts


Automated reporting
The True Link platform provides transaction-level visibility into spending, built-in reports, and more.
automated reporting with True Link

Spending Management

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True Link helps safeguard your clients' finances

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Help protect benefits with
spending rules

Block spending or access to cash that
might put client's benefits eligibility at risk
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Real-time visibility into
client spending

Alerts, transaction history, and more to
help you protect your clients
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Built-in recordkeeping
and reporting

True Link provides integrated reporting to
streamline your recordkeeping
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A True Link Visa® Prepaid Card helps make your job easier, and your clients life better

True Link exists to provide life-changing financial solutions for people with complex needs and the people who help care for them.
Order in minutes

$1 Billion¹ in assets under management

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No account

True Link Financial Advisors exists to
serve all financial caregivers and the
people you support
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Multiple portfolio options to help
you meet your beneficiaries' needs

Tailored to risk profiles depending on
time horizon, account value, spending
needs, and future contributions
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Advisors with nationally-
recognized expertise

Including former fiduciaries and trustees
with deep experience investing for special

The True Link Financial Suite

Complimentary software for investment* clients to
simplify your trust administration

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Comprehensive Financial Management
Streamline your workflows with all of a beneficiary’s or trust’s information in one place
True Link financial management window
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Cash Management and Distributions
Pay bills, disburse funds, and more, all from the easy-to-use True Link Trust Administration platform
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Recordkeeping and Reporting
The True Link Trust Administration Platform features built-in recordkeeping & reporting to help save time and avoid complexity
True Link recordkeeping and reporting
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Manage your team and permissions
Customizable team management, permissions, disbursement and deposit workflows, and more
Team permission preview
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Beneficiary Portal
Flexibility to grant access to beneficiaries and advocates to view statements and request distributions
True Link beneficial portal

The True Link Financial Suite

Complimentary software for investment* clients to
simplify your trust administration

True Link financial management window

Dedicated to serving Non-Profit Trustees

Our team includes investment professionals from leading financial institutions working alongside former fiduciaries and trust administrators.

Peter J Wall

Peter J Wall

Fiduciary Services

Widely recognized for his expertise in special needs investments, trust administration, and planning, Peter is a member of the Academy of Special Needs Planners.

Peter J Wall is the Director of Fiduciary Services at True Link Financial Advisors.
With more than 20 years of trust administration experience at national bank trust companies, he is well known throughout the country for his deep understanding of special needs and Elder Law issues. Prior to joining True Link, Mr. Wall developed and led a dedicated Elder Law and SNT division of a nationally chartered $80B trust bank. This division coordinated fiduciary management, banking needs, unique asset management, tax preparation, and investment management for SNTs, PSNTs, and other fiduciary appointments. Mr. Wall currently serves on the Board of Directors for Easter Seals, as well as several other estate planning and charitable organizations; he is also a member of the Academy of Special Needs Planners. A frequent presenter on the topics of special needs trusts, estate planning, taxation, and trust administration, he is also a published author, most notably in the Elder Law in Colorado Red Book, Fourth Edition. He is licensed with a Series 65 by the Financial Industry Regulatory Authority (FINRA).

Notable SNT/Tax/Financial Planning/Investment Speaking Engagements:

  • 2016, 2018, 2019, 2020, 2021 & 2022 Stetson’s National Conference on Special Needs Planning and Special Needs Trusts
  • 2019, 2020 & 2021 National NAELA Conference
  • 2017 & 2021 National Conference for the National Guardianship Association
  • 2019 & 2020 Special Needs Alliance Conference
  • 2019, 2020, 2021 & 2022 UT Law Special Needs Conference
  • 2012, 2014, 2015, 2017 & 2022 CBA Elder Law Retreat
  • 2013 National Down Syndrome Congress
  • 2015 46th Annual Autism Society National Conference
  • 2016 CBA Estate Planning Retreat
  • 2020 California NAELA
  • 2018 & 2020 Women’s Estate Planning Council
  • 2020, 2021 & 2022 Professional Fiduciaries Association of California (PFAC) Annual Conference
  • 2016, 2020 & 2021 Washington Association of Professional Guardians
  • 2019 Wisconsin NAELA
  • 2019, 2020, 2021, & 2022 PFAC Regional Conferences

Beth Misak

Beth Misak

Sr. Investment Advisor

Beth has spent the majority of her 15+ year career dedicated to investment management for fiduciaries.

George Guerrero

George Guerrero

Portfolio Management

George brings 20+ years of experience at financial institutions like AXA and Wells Fargo, and his personal experience as a financial caregiver.

George brings a huge depth of experience to True Link Financial from his 20+ years at AXA and Wells Fargo. He was selected as a David Rockefeller Fellow and has an MBA from NYU.

Kai Stinchcombe

Kai Stinchcombe

Co-founder and CEO

Kai is an Investment Advisor Representative and a financial services innovator with a track record of leadership in Silicon Valley.

Kai’s experience building data-driven financial products combined with his personal passion for financial security in retirement drove him to launch True Link Financial. He is a frequent speaker on innovation and the venture process with deep relationships in Silicon Valley.

Kai is also the founder of the Roosevelt Institution, a nonprofit celebrated by Hillary Clinton (“Your work is providing a way for unblemished facts and research and innovative ideas to be heard in Washington”) that recently celebrated its tenth year and won a MacArthur Award for Creative and Effective Institutions. He holds degrees from Colorado College and Stanford University; was co-founder of Aktana, a machine learning sales management solution deployed at seven of the top ten pharma companies; and Strategic Districts, a redistricting analytics software company that contributed to maps described as “makes redistricting hall of fame,” “a key victory that will shape [state] politics for the next 10 years,” and “[a] masterstroke”; and was a member of the President’s Working Group on Aging and Technology under President Obama.

He has been a featured speaker at the SNT Symposium, Longevity Business Summit, Grant's Interest Rate Observer Conference, Professional Fiduciary Association of California, Finovate, Health 2.0, and Kent Presents, delivered a keynote at the North American Securities Administrators Association training for investor education coordinators and securities regulators from each of the states, was a guest on the Innovation Podcast, Bank On It, Wharton Business Radio, University of Pennsylvania Memory Center, Levin Associates "Expert Opinion", anti-scam podcast Scammercast, and FinTech Silicon Valley, and has been a guest lecturer or presenter at the London School of Economics, Harvard Business School, and UC Berkeley. He has been covered by Techcrunch, CNBC, Forbes Next Avenue three times, Initialized,,, the State of California, and more. His controversial commentary on blockchain has been translated into Dutch, Chinese, Czech, Japanese, Hebrew, and Korean. Outside of work he is passionate about stellar physics and redwood trees.

Find him on Linkedin, AngelList, Muckrack, Quora, Medium, Wikipedia, Twitter, and Crunchbase.

Bryan Kreitzberg

Bryan Kreitzberg


Portfolio Manager

Bryan has broad experience managing investments for special needs trusts, conservatorships, and family foundations.

Scott Parker

Scott Parker

True Link Financial Advisors

Scott brings 30 years of experience to True Link and leads and manages all aspects of the True Link’s Financial Advisor’s Team.

Scott Parker is the Managing Director at True Link Financial Advisors. Scott leads and manages all aspects of the True Link’s Financial Advisor’s Team (a wholly-owned subsidiary of True Link Financial, Inc.)including investments, operations, and client services. He has almost 30 years of strong analytical leadership focused on building and improving operational procedures at registered investment advisor firms. Working primarily in smaller firms, Scott has developed a deep knowledge of the investment management arena with a sleeves-up, hands-on approach. This includes great client relationship skills, performance reporting, vendor selection/ negotiation, risk management, compliance,billing, software implementation/maintenance and streamlining efficiencies. Hei s licensed with a Series 65 by the Financial Industry Regulatory Authority(FINRA).

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