Schedule of fees and charges

Fees for set-up and maintenance
Fee type
Fee amount
How to avoid or reduce this fee
Monthly account fee
$10.00

New card purchase fee
$5.00

Fees for adding money (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
Direct deposit
No fee

Funding from a bank account
No fee

Fees for spending money (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
Signature and PIN purchases – domestic
No fee

International signature purchase
$1.00

International PIN purchase
$2.00

Use a signature instead of PIN to pay.

Fees for getting cash (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
ATM cash withdrawal – in network*
ATM cash withdrawal – out of network**
No fee
$1.50


Use an ATM in the Allpoint network.

Cash back at point-of-sale (select “Debit” and enter your PIN to get cash back when making purchase at a retailer)
No fee

Bank teller withdrawal
$4.00

Use an ATM or get cash at a point-of-sale terminal.

Quasi-cash withdrawals (e.g., money orders, travelers checks, foreign currency, lottery tickets, casino chips, vouchers redeemable for cash)
$4.00
Use an ATM or get cash at a point-of-sale terminal.
Fees for customer service, getting information, and card maintenance (per request)
Fee type
Fee amount
How to avoid or reduce this fee
Automated and live agent phone calls
No fee

Email and text message alerts; standard text messaging rates apply
No fee

ATM balance inquiry – domestic**
ATM balance inquiry – international**
$0.50
$1.00
Check your balance online or by phone for no fee.
Expedited card delivery (2 day delivery)
$30.00
Choose regular delivery speed for no fee.
Fees for transferring money out when closing your account
Fee type
Fee amount
How to avoid or reduce this fee
Account closure with card-to-bank transfer*
No fee

Replacement card
$5.00

Account closure with check refund
No fee

Fees for set-up and maintenance
Fee type
Fee amount
How to avoid or reduce this fee
Monthly account fee
$10.00

New card purchase fee
$5.00

Fees for adding money (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
Direct deposit
No fee

Funding from a bank account
No fee

Fees for spending money (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
Signature and PIN purchases – domestic
No fee

International signature purchase
$1.00

International PIN purchase
$2.00
Use a signature instead of PIN to pay.
Fees for getting cash (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
ATM cash withdrawal – in network*
ATM cash withdrawal – out of network**
No fee
$1.50


Use an ATM in Allpoint network.

Cash back at point-of-sale (select “Debit” and enter your PIN to get cash back when making purchase at a retailer)
No fee

Bank teller withdrawal
$4.00
Use an ATM or get cash at a point-of-sale terminal.
Quasi-cash withdrawals (e.g., money orders, travelers checks, foreign currency, lottery tickets, casino chips, vouchers redeemable for cash)
$4.00
Use an ATM or get cash at a point-of-sale terminal.
Fees for customer service, getting information, and card maintenance (per request)
Fee type
Fee amount
How to avoid or reduce this fee
Automated and live agent phone calls
No fee

Email and text message alerts; standard text messaging rates apply
No fee

ATM balance inquiry – domestic**
ATM balance inquiry – abroad**
$0.50
$1.00
Check your balance online or by phone for no fee.
Expedited card delivery (2 day delivery)
$30.00
Choose regular delivery speed for no fee.
Fees for transferring money out when closing your account
Fee type
Fee amount
How to avoid or reduce this fee
Account closure with card-to-bank transfer*
No fee

Replacement card
$5.00

Account closure with check refund
No fee

Fees for set-up and maintenance
Fee type
Fee amount
How to avoid or reduce this fee
Monthly fee
$10.00

New card purchase fee
$5.00

Inactivity fee
No fee
Fees for adding money (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
Direct deposit
No fee

Funding from a bank account
No fee

Cash reload fee
No fee
Fees for spending money (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
International signature or PIN purchase
$1.00
Per purchase fee
No fee
Fees for getting cash (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
ATM cash withdrawal – in network*
ATM cash withdrawal – out of network**
No fee
$1.50

Use an ATM in the Allpoint network.
ATM cash withdrawal International**
$1.50
Get cash at a point-of-sale terminal.
Cash back at point-of-sale (select “Debit” and enter your PIN to get cash back when making purchase at a retailer)
No fee

Bank teller withdrawal
$4.00
Use an ATM or get cash at a point-of-sale terminal.
Quasi-cash withdrawal (e.g., money orders, travelers checks, foreign currency, lottery tickets, casino chips, vouchers redeemable for cash)
$4.00
Use an ATM or get cash at a point-of-sale terminal.
Fees for customer service, getting information, and card maintenance (per request)
Fee type
Fee amount
How to avoid or reduce this fee
Automated and live agent phone calls
No fee

Email and text message alerts; standard text messaging rates apply
No fee

ATM balance inquiry – in network and out of network**
$0.50
Check your balance online or by phone for no fee.
Customer service fee
No fee
Expedited card delivery (2 day delivery)
$30.00
Choose regular delivery speed for no fee.
Fees for transferring money out when closing your account
Fee type
Fee amount
How to avoid or reduce this fee
Account closure with card-to-bank transfer*
No fee

Replacement card fee
$5.00

Account closure with check refund
No fee

Fees for set-up and maintenance
Fee type
Fee amount
How to avoid or reduce this fee
Monthly fee
$10.00

Card purchase
$5.00

Inactivity fee

No fee

Fees for adding money (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
Direct deposit
No fee

Funding from a bank account
No fee

Cash reload fee

No fee

Fees for spending money (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
Point-of-sale purchase decline
$0.50
Check your balance and settings online or via phone.

International transaction fee

1%

Per purchase fee

No fee

Fees for getting cash (per transaction)
Fee type
Fee amount
How to avoid or reduce this fee
ATM cash withdrawal – domestic**
$1.00
Get cash at a point-of-sale terminal.
ATM cash withdrawal – abroad**
$1.50
Get cash at a point-of-sale terminal.
ATM decline – domestic**
ATM decline – abroad**
$0.50
$1.00

Cash back at point-of-sale (select “Debit” and enter your PIN to get cash back when making purchase at a retailer)
No fee
Bank teller withdrawal
$4.00
Use an ATM or get cash at a point-of-sale terminal.

Quasi-cash withdrawals (e.g., money orders, travelers checks, foreign currency, lottery tickets, casino chips, vouchers redeemable for cash)

$4.00

Use an ATM or get cash at a point-of-sale terminal.

Fees for customer service, getting information, and card maintenance (per request)
Fee type
Fee amount
How to avoid or reduce this fee
Automated and live agent phone calls
No fee

Email and text message alerts; standard text messaging rates apply
No fee

ATM balance inquiry – domestic**
$0.50
Check your balance online or by phone for no fee.
ATM balance inquiry – abroad**
$1.00
Check your balance online or by phone for no fee.
Expedited card delivery (2 day delivery)
$30.00
Choose regular delivery speed for no fee.

Customer service fee

No fee

Fees for transferring money out when closing your account
Fee type
Fee amount
How to avoid or reduce this fee
Account closure with card-to-bank transfer*
No fee

Replacement card
$5.00

Account closure with check refund
No fee

* Bank where you maintain your bank account may impose a transfer fee.

** You may be charged a fee by the ATM operator or other networks used to complete the transaction (and you may be charged a fee for a balance inquiry at an ATM even if you do not complete a fund transfer). Such other fees and charges may be deducted from your card account.