When Margaret’s daughter, Anna, first noticed her mom was forgetting small things – a misplaced bill, a double payment on the electric account – she worried it might be the early signs of memory loss. The mistakes weren’t big, but they were starting to happen more often. Anna wanted Margaret to remain independent as long as possible, but she also didn’t want her mom to lose her savings to scams, overspending, or forgotten payments.

That’s why they decided to try the True Link Visa® Prepaid Card. With this Visa card, Margaret could manage her daily life much like she always had, and Anna could put safeguards in place behind the scenes. Here’s what a day of using the True Link Card looks like for Margaret and Anna.   

Morning: A Risky Call, a Safe Outcome

The phone rings just after breakfast. A polite man explains that Margaret owes $49.99 for a magazine subscription. He pressures her, insisting she’ll lose access if she doesn’t pay immediately. Feeling rattled, Margaret reads out her card number.

A few moments later, the charge is declined. Why? Anna had set up True Link’s Spending Settings to block transactions when the physical card isn’t present, like those attempted over the phone, so transactions like this won’t get approved. Anna, who gets an instant alert on her phone, sees the attempted charge and calls her mom right away. They talk it through, and instead of being upset over lost money, both Margaret and Anna feel reassured.

Midday: Covering Essentials with Confidence

Later in the morning, Margaret’s neighbor picks her up to run some errands. First they head to her doctor’s appointment to get her monthly allergy shots. She pays her $20 copay with her True Link Visa Card – it’s quick and simple, without the hassle of writing a check or dealing with cash. From there they stop at the grocery store, where the weekly cost comes to just over $65. She swipes her Visa card, confident the funds are there because Anna has set up automatic transfers whenever the balance falls below $100. This helps ensure that her mom has the money she needs, when she needs it.

Afternoon: A Meal with Friends, Paid Her Way

In the afternoon, Margaret meets a friend for lunch at their favorite spot down the street. When the check comes, she smiles and says: “Don’t worry, I’ve got this.” She loves being able to pay for her own meal, a small but meaningful act of independence. The True Link Visa Card works like any other Visa® card at restaurants and shops, so she never feels limited or singled out. Later, Anna will see the charge in the True Link dashboard and be reminded that her mom’s money is being used exactly as they both intended.

Evening: Security Without Sacrificing Freedom

Back home, Margaret relaxes in her chair, reflecting on her day. She remembers the scam call from the morning, but instead of feeling shaken, she feels comforted that the safeguards her daughter put in place worked. She also feels grateful that she didn’t have to give up all financial control to feel safe.

For Anna, having True Link is equally reassuring. She can monitor her mom’s spending activity, receive real-time alerts, and have trust that the settings she chose with True Link will help safeguard her mom’s money.

The Takeaway

The True Link Visa Card isn’t just about being able to spend money – it’s about dignity, safety, and independence. For older adults like Margaret, it makes daily life easier and their money protected. For caregivers like Anna, it offers the peace of mind that comes from knowing their loved one’s money is safeguarded.

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