How much money will I have in retirement?
How much will I be able to spend each month?
How can I produce income for as long as I need it?
"I'm a huge fan of True Link's financial planning tool. I've spent what feels like hundreds of hours trying to calculate how much I can spend right now from my 401k and mutual funds. True Link's tool did a better job in about 5 minutes… I can finally stop worrying!"
"I used True Link's financial planning tool and within minutes I had a very clear understanding of what I can spend every year in retirement. It's a huge weight lifted from my shoulders. After talking to at least ten so-called 'experts' I haven't found one who would give me a specific monthly spend. I'm very grateful for this tool."
Your spending needs result in separate investment allocations for money needed during different years of your life.
We use annuities as an insurance vehicle when it makes sense for you, providing lifetime income at a low cost.
We employ modern strategies such as low- cost ETFs to help keep costs low and avoid risk beyond what is inherent in the market.
Planning to hold
bonds to maturity
can help avoid unnecessary principal loss in a changing interest rate climate.
We account for health and demographic factors, as well as spending needs, because each person has a unique profile.
We use technology to help make smart, objective decisions, not to replace a human. Our advisors play an essential role in managing your funds, understanding nuanced tradeoffs, and providing support over the course of your retirement.